payment transaction Quintuple

Bidirectional?: True

payment transaction (A-Interconnect): This CVRIA application interconnect encapsulates all of the Layer 2 information flows between the 'PAC Payment Administration' application object and the 'Financial Center' physical object. This application interconnect is bi-directional since the underlying layer 2 information flows carry data in both directions.

Financial Center (Source Physical Object): The 'Financial Center' represents the organization that handles electronic fund transfer requests to enable the transfer of funds from the user of the service to the provider of the service. The functions and activities of financial clearinghouses are subsumed by this entity.

Payment Administration Center (Destination Physical Object): The 'Payment Administration Center' provides general payment administration capabilities and supports the electronic transfer of funds from the customer to the transportation system operator or other service provider. Charges can be recorded for tolls, vehicle-mileage charging, congestion charging, or other goods and services. It supports traveler enrollment and collection of both pre-payment and post-payment transportation fees in coordination with the financial infrastructure supporting electronic payment transactions. The system may establish and administer escrow accounts depending on the clearinghouse scheme and the type of payments involved. It may post a transaction to the customer account, generate a bill (for post-payment accounts), debit an escrow account, or interface to a financial infrastructure to debit a customer designated account. It supports communications with the ITS Roadway Payment Equipment to support fee collection operations. As an alternative, a wide-area wireless interface can be used to communicate directly with vehicle equipment. It also sets and administers the pricing structures and may implement road pricing policies in coordination with the Traffic Management Center.

PAC Payment Administration (Destination Application Object): "PAC Payment Administration" enables payment for road use based on VMT, vehicle type, vehicle emissions, or other parameters. It establishes a price schedule based on these parameters that may vary by time, location or zone, vehicle type, and/or vehicle behavior. Pricing strategies may also include incentives that allow reimbursement of fees previously paid for good behavior (e.g., VMT reductions, economical driving behavior, avoidance of peak periods or congested zones). It receives vehicle data (e.g., time stamped roadways used by the vehicle since the last transmission) and computes the total cost to the vehicle owner for payment. Based on owner preference, this cost is either billed to the owner or requested from an in-vehicle payment instrument. Payment for use of roadways not operated by the specific instance of the VMT Payment Administration that the vehicle is registered with, will be reconciled. Payment violations can be reported to Enforcement Agencies when appropriate. Finally, vehicle owners can interact with this object using personal devices or public terminals to setup and edit account preferences for owned vehicles, get account reports, and make payments.